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Payment Plans

United Medical Credit

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We are pleased to provide patient financing for Cosmetic Surgery procedures through United Medical Credit. You can get more information on their website at United Medical Credit. United Medical Credit offers affordable monthly payments, competitive interest rates, multiple financing plans to choose from and many more!

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Point Loma Credit

Point Loma

Sharper Image Loan: Our Sharper Image Loan’s low rates make elective surgery more affordable — and its fixed rates ensure that your payment will never increase!

  • Interest rates as low as 11.49%
  • Terms up to 60 months
  • Loan amounts up to $25,000 or 3 times gross monthly income of primary applicant whichever is less.
  • To be eligible to apply for this loan, the applicant must either live, work, or pray in San Diego or Riverside County.

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We offer no interest (same as cash) payment plans for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history. Here is more information regarding the lenders that we work with:

Point Loma Credit Union

Phone: (858) 495-3400
Toll-Free: (888) 495-3400
Fax Number: (858) 495-3416
Email: infocntr@plcu.com

Sharper Image Loan:

  • Interest rates as low as 10.99% APR*
  • Finance up to $25,000
  • No payment for 30 days after funding

Eye and cosmetic surgeries are usually not covered by insurance, and most physicians require payment prior to surgery. Even if they accept credit cards, why pay those high interest rates when you can now get a SHARPER IMAGE Loan from Point Loma for as low as 10.99% APR.* APR = Annual Percentage Rate. Rates and terms are subject to change. Lighthouse Relationship Pricing discounts also available.


Care Credit


  • With CareCredit™ financing, there are no up-front costs and no pre-payment penalties
  • CareCredit™ covers operations anywhere from $1,000 to $25,000
  • CareCredit™ provides No-Interest Payment Plans for 3, 6, 12, and 18 months, as well as Extended Payment Plans with interest rates starting at 9.90%.

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Dr. Shumway, a board-certified facial plastic & reconstructive surgeon and a longtime Officer and Diplomate of the American Board of Cosmetic Surgery (ABCS), recognizes that each patient has unique requirements and desires. His services have improved the lives of people from in and around San Diego and La Jolla. Dr. Shumway is also famous for facelifts, chemical peels, rhinoplasty, tummy tucks, and so much more. If you are looking for self-improvement and cosmetic surgery (major overhaul or minimally invasive), he and his professional team will accommodate your needs! Please call 858-587-2640 today to schedule your free initial consultation!.